My 2¢ Worth

 have a bad case of Spring Fever. Seems like it gets a little worse each year, however, this year is particularly bad.

ur temperatures have been below normal for this time of year for over a week now and no relief in sight. And even though most of the days have been rather nice, below average is still below average.

s if that wasn't bad enough, last night it decided to dump a couple inches of snow on us! Well... where I live anyway. The next community only 9 miles from here received only a light dusting of snow.

 took a little drive this afternoon and about 4 miles East of town it looks as if somebody drew an imaginary line across the land; snow covered on one side, hardly any snow on the other. Is this somebody's idea of a joke? I'm not laughing.

o if you have been thinking about relocating to this frozen tundra which we call Minnesota, you may wish to reconsider.

n the plus side, we don't have to content with our State bird, the mosquito. Yet...

Feature Article

Productivity Comes Because You KNOW!

by: Ken Darby The Pebble

A man walks into an insurance office and asks for a job.

"Sorry, we don't need anyone..." they replied. "You can't afford not to hire me. I can sell anyone anything anytime!"

"Well, we have two prospects that no one has been able to sell. If you can sell just one, then you have a job."

He was gone about two hours and returned and handed them two checks, one for $25,000 and another for $50,000.

"How in the world did you do that?" they asked. "I told you I'm the worlds best salesman, I can sell anyone anything, anytime!"

"Did you get a urine sample?" they asked him. "What's that?" he asked. "Well, if you sell a policy over $20,000 the company requires a urine sample. Now take these two bottles and go back and get urine samples."

He was gone about 8 hours and the office was about to close, when in he walks in with two five gallon buckets, one in each hand. He sets the buckets down and reaches in his shirt pocket and produces two bottles of urine and sets them on the desk and says, "Here's Mr. Jone's and this one is Mrs. Johnson's."

"That's good," they said, "but what's in those two buckets?"

"Well, I passed by the school house and they were having a state teachers convention - so I stopped and sold them a group policy!"

I love jokes like this. Inside the "funny" lies truth one doesn't often see. This joke is a winner beyond winners for it tells the complete secret for any success a person wants in life.

The salesman in the joke is no particular whiz at selling. Indeed he is no different than you or I, but for one thing. He clearly doesn't know his product any better than some of the veteran insurance salesmen. He clearly doesn't know company policy.

Actually there is only one thing he knows. He knows he can sell. That is all he needs to know to be as successful as he wants.

So, too, with you. Whatever it is you are doing in life, the very instant you KNOW you can do it, it is done.

Every self improvement book on the market, even mine, deals with just that one point. It does not matter how many pages are in the book. It does not matter who wrote the book. It does not matter from what angle they come at the point, the point is still only one and always the same. The moment you KNOW you can do it, it is done.

And guess what? That is completely under your own control. It does not take a lot of study. It does not take any miraculous working toward your goal. It does not take any supernatural effort or an amount of time that is years, even months. It takes only one thing —

MAKE A DECISION TO BE SUCCESSFUL!

It doesn't matter how you come by that decision. It might be because you are sick and tired of having nothing. It might be you are sick and tired of being pushed around. It might be you are sick and tired of others always coming up with more or better.

But know for absolute certain - when you make up your mind to be successful or to gain an objective, when that decision is so absolute it becomes a fact in your mind, it will appear very quickly.

The secret, the method, the fact is always —

KNOW, IN YOUR MIND, IT IS DONE AND IT SHALL BE.

Study all the successful people you know and somewhere you will come to the same conclusion. Each and everyone KNEW in advance they would be successful at what they were doing. All the things they have around them are merely symbols identifying their belief system.

Productivity Comes Because You KNOW!

**************

Ken Darby writes articles, books and other material helping people achieve their goals. We pay for your dream home.
For an amazing income opportunity take a look at www.thenewsshop.com/oursalespeople.htmlYou might want to see if an internet business is for you. For a series of short emails that shows you, sign up for the Pebble at www.the-pebble.com

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Second Article

Health Insurance for the Self-Employed

by: Melanie Beyerlin The Insurance News

When you are self-employed, the biggest drawback is finding good, affordable health insurance. You can spend weeks or months trying to find health insurance that you can afford, running the risk of an accident or calamity during your uninsured time. However, there are options for you and services to help you find a great health plan for you and your family. There are several ways to go about your search, and we're going to talk about each of these so that you can decide what's best for you.

As with almost everything in our lives, the Internet is a great place to begin. With the click of a button, you can access hundreds of sites that will give you free quotes and great options. If you search for terms like E-health insurance and self-employed insurance on any major search engine, you will find many possibilities. Most of these sites not only give quotes for hundreds of plans based on your age and location, but they also provide links for you to apply for the insurance plan of your choosing. Many of the systems will allow you to compare up to four plans to decide which is best for you.

After you've completed preliminary research online, get on the phone or visit a regional health insurance provider. Your internet research has given you a knowledge base that allows you to evaluate the deals the local provider offers you. You can assess whether the available coverage at the given cost is competitive with what you found online. By comparing plans, you might find that in person, the health insurance company offers similar, better, or worse deals than what was showing up at their web site.

Now, get referrals. Ask your friends and neighbors and people in your industry which insurance they use. Find out what they see as the advantages and disadvantages of being covered by that company. Your most reliable information will come from people who are customers for a given company. They've had practical experience with how well the company follows through with its promises.

To make your final decision, base your choice on trusted recommendations as well as researched plan options. Look at whether they offer dental and prescription insurance to supplement the basic health insurance. If pet insurance or other specialty insurances are needed for your family, decide which of the providers can offer these options. After all your research and discussions with family and friends, you can confidently choose the right health insurance for you through a company you trust.

**************

Melanie Beyerlin's articles on topics related to insurance are published in The Insurance News , the leading resource on-line for information about insurance. Visit the complete archive of articles here: www.faqinsurance.com/

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